We will be closed at 12pm - 3pm on April 3rd We will be closed on April 4th in observance of Good Friday.
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Thaw out your plans.

Goodbye snow, hello sunshine! Get ready for warmer days with a personal loan designed for your spring lifestyle. Low rates, no money down, and local decisions.

Start Your Spring

Need to get away?

This is your year to plan your dream vacation. Our Personal/Signature loan offers no money down and no collateral needed. So this year, start planning your drive, flight or cruise, and make it a vacation to remember.

Get away today

Park your savings for free.

Consider our 9-month no-penalty CD. Earn a great rate, withdraw it whenever you like.

Go Penalty-Free

A financial lighthouse to guide your way.

Learn about us

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Home Lending

From mortgages to home equity loans, we're ready to make your home dream a reality.

Look into Home Lending

Credit Cards

Low rates, no annual fees and a Rewards Program that really adds up.

Check out our Credit Cards

Careers

We’re hiring team members and we're looking for people just like you! Interested in joining?

See our career options

Petoskey Proud since 1951.

We got our start in the church monastery at St. Francis Xavier Church in Petoskey on April 5, 1951. Over the next decade we experienced impressive growth—1,543 members and more than $880,000 in assets by 1962.

Today, we have over 9000 members with more than $220 million in assets. And we’re still right here in Petoskey (as well as Harbor Springs) because we couldn’t imagine a better place to live or better members to serve.