‘Tis the season for fraud, so always remember, NEVER give out your personal information by email, text, phone. St. Francis X will never contact you and ask you for any personal security or account information.The Credit Union will never call, email or text you to ask for your card number, account number or any other personal information. If you are unsure of who you’re speaking with, please call the Credit Union to confirm. We will be closed Tuesday, December 24th in observance of Christmas Eve (closing at 1pm ET). We will be closed Wednesday, December 25th in observance of Christmas.
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Getting the most for your money.

We’re on a mission to make sure you get every financial product and service you need from us, plus a little bit extra. Which means no other financial institution in Northwestern Michigan can touch us when it comes to our Checking Accounts, Health Savings Accounts (HSA), Money Market Accounts, Savings Accounts, Share Certificates or Individual Retirement Accounts (IRAs).

Check out our Rates, then work with our Savings Calculators to make short-, mid- and long-term financial plans. With our Checking/Savings Applications you can get started quickly and easily online.

Welcome to the neighborhood. If there is anything else you’d like to know about our savings and checking products, feel free to drop by any convenient branch or give us a call. We’re looking forward to showing you what makes us truly unique.