‘Tis the season for fraud, so always remember, NEVER give out your personal information by email, text, phone. St. Francis X will never contact you and ask you for any personal security or account information.The Credit Union will never call, email or text you to ask for your card number, account number or any other personal information. If you are unsure of who you’re speaking with, please call the Credit Union to confirm. We will be closed Tuesday, December 24th in observance of Christmas Eve (closing at 1pm ET). We will be closed Wednesday, December 25th in observance of Christmas.
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Free checking that’s still free.

Many financial institutions out there are charging a bunch of fees for the “privilege” of having a checking account. Not us. Our Share Draft Checking Account has no minimum balance requirement, no monthly fee and unlimited check writing with no per-check fees.

If all that isn’t great enough, every one of our checking accounts comes with these additional benefits:


Apple Pay
Learn how to set up and use Apple Pay™

Samsung Pay
Learn how to set up and use Samsung Pay™

Google Pay
Learn how to set up and use Google Pay™

Earn more while you spend.

We also have an amazing rewards program called Xtra Points that rewards you with points just for using your St. Francis X Credit or Debit Cards when you shop.

Welcome to the neighborhood. You can open your Checking Account online. Or, feel free to drop by any convenient branch or give us a call if you have questions. We’re looking forward to showing you what makes us truly unique.