‘Tis the season for fraud, so always remember, NEVER give out your personal information by email, text, phone. St. Francis X will never contact you and ask you for any personal security or account information.The Credit Union will never call, email or text you to ask for your card number, account number or any other personal information. If you are unsure of who you’re speaking with, please call the Credit Union to confirm. We will be closed Tuesday, December 24th in observance of Christmas Eve (closing at 1pm ET). We will be closed Wednesday, December 25th in observance of Christmas.
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VISA® Credit Cards

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The power of our plastic.

You never know when an emergency may pop up—or an awesome deal, for that matter. You’ll always be ready with our VISA® Credit Card, whether you’re shopping in-store, online or over the phone.

Take your purchasing power to the max with:

  • Low rates. No Annual Fee – Charge forward. We’ve got you covered.
  • Verified by VISA® – An extra layer of security to protect you.
  • Our Rewards Program – Earn Xtra Points you can apply toward merchandise and more.
  • Card Controls – Freeze your card if it is stolen or missing.
  • Apple™, Samsung™ and Google Pay™ – Make purchases using your smartphone.

Apple Pay
Learn how to set up and use Apple Pay™

Samsung Pay
Learn how to set up and use Samsung Pay™

Google Pay
Learn how to set up and use Google Pay™

So, go ahead and charge forward. The power of our plastic is with you.

Protect outstanding VISA® Credit Card balances with Loan Protection & Insurance Services.

View VISA® Cardholder Agreement & Initial Disclosure

Welcome to the neighborhood. You can securely apply for your St. Francis X VISA® Credit Card online. Or you can print out the application, fill it out, and drop by any convenient branch. We’re looking forward to showing you what makes us truly unique.